CFPB Complaint


Consumer Complaint Submission

Date Received: 2017-06-15T00:00:00

Product: Other debt

Issue: False statements or representation

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: In XXXX XXXX I sent a lette r to I.Q. Data International , Inc. as king for validation of debt with XXXX XXXX XXXX XXXX XXXX . On XXXX XXXX , XXXX I received a letter stating the prinicipal due is {$7000.00}, copy of a lease that expired XXXX XXXX , XXXX and a move out statement dated XXXX XXXX , XXXX . An expired lease and a move out statement that I did not sign or agree to the amount owed is not validation of debt. Beginning XXXX XXXX I have been disputing the validity of this account with all XXXX major credit bureau s ( XXXX XXXX XXXX XXXX ). All XXXX credit bureaus responded stating the account is verified. They also failed to provide me with documentation they received to verify the debt. On XXXX XXXX , XXXX I appeared in XXXX XXXX Superior Court and agr eed to the prinicipal judgment amount of {$4500.00} owed to the XXXX XXXX XXXX XXXX XXXX . This account has been reporting to all XXXX credit bureaus incorrectly since XXXX XXXX , XXXX . Attached are documents received from I.Q. Data International , Inc., and the Agreed Judgment Summary dated/signed XXXX XXXX , XXXX by myself, my attorney, the attorney representing the XXXX XXXX XXXX XXXX , and the Judge.


State/Zip: WA 980XX

Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 2551491

The above data is from the Consumer Financial Protection Bureau. Keep in mind that every company will get a complaint from time-to-time, even the great ones. But there are a few key data points that will give you an idea about how well the company values their customers and handles consumer issues.

Look at the item Company Response to Complaint: and Did Consumer Dispute Company Response: to get a better idea of how this was resolved. And the field Consumer Complaint: can give you some context of the issue.

READ  Navient Solutions - CFPB Complaint ID 3075060

In particular what you are looking for was that the company response was timely and that the consumer did not dispute it. The posting of complaints has proven to be a valuable resource for both companies and consumers.

About the author

Research Department

Here is where you will find important stories located from around the web which can impact you and your financial life.

Scroll to Top