Date Received: 2017-07-16T00:00:00
Product: I do not know
Issue: Communication tactics
Consumer Consent Provided to Share Complaint: Consent provided
Consumer Complaint: This compliant is against Midland Funding I have disputed this account that is currently listed on my credit report. I sent correspondences to Midland funding and the only documentation they are showing me are invoices for me to make payment. I have never entered into any agreement with Midland and I have asked them to verify the proof that I owed the debt.
When I dispute these items with XXXX , XXXX & XXXX the debt is continuing being reported on my credit report as verified from furnisher which is a violation of the FCRA.
Currently the furnisher Midland Credit is reporting false information for example : The date open reports XX/XX/XXXX Date of 1st delinquency XX/XX/XXXX Date of the 1st major Reporting XX/XX/XXXX How can the account 1st delinquency which is XX/XX/XXXX , occur a year before the account open in XXXX .
This information is false, and Midland continues to call me, send me type written correspondences and send information to the credit bureaus.
Company: ENCORE CAPITAL GROUP INC.
State/Zip: NJ 079XX
Company Response to Complaint: Closed with non-monetary relief
Was Company Response Timely: Yes
Did Consumer Dispute Company Response: N/A
Complaint ID: 2576220
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