Get Out of Debt Guy - Steve Rhode

PORTFOLIO RECOVERY ASSOCIATES INC – CFPB Complaint

1-844-335-1967

Date Received: 2017-07-25T00:00:00

Product: Credit card debt

Issue: Took or threatened to take negative or legal action

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: This company has inaccurate information on my credit report and I want it off my report. Portfolio Recovery Associates, LLC se nt me a letter stating that I own {$1.00}, XXXX on an account that is not mines. I replied to them more rec ently XXXX XXXX , 2017 and stated that the account was n’t mines and if they can validate the information by providing a copy of th e original contract bearing my signature. This company has only sent me an itemized bill of a credit card statement. I have asked them for proof for over a year and they have yet to comply. I have sent them a letter stating that according to the FTC that a printout of a bill or itemized document does not constitute verification of a legally binding contractual obligation agreement and is back up By Federal Law according to the Federal Trade Commission and the Fair Credit Reporting Act 611 ( a ) ( 7 ), 603 ( 0 ) ( 5 ) ( A ) ( I, III ). I am now strongly considering a small claims law suit.

Company: PORTFOLIO RECOVERY ASSOCIATES INC

State/Zip: TX 750XX

Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 2584168

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