Date Received: 2017-06-26T00:00:00
Product: Other debt
Issue: False statements or representation
Consumer Consent Provided to Share Complaint: Consent provided
Consumer Complaint: Over the years I have made several attempts to address the debt being reported on my credit report with the company, National Credit Audit Corporation. In the disputes, filed online with each credit bureau and directly with the company, I challenged the validity of the debt itself and the amount of the debt the company and the original contract holder stated I owed. My many attempts were futile and never resulted in a correction of the information. I suffered, financially, due to this erroneous reporting. I can provide proof of the financial consequences to substantiate my claims, if needed. The company not only defamed me by reporting the inaccuracies but they violated my rights, as they are provided to me under the Fair Credit Reporting Act. The Fair Credit Reporting Act 623 ( a ) ( 1 ) ( A ) states Reporting information with actual knowledge of errors. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Furthermore, 623 ( a ) ( 1 ) ( B ) ( ii ) states Reporting information after notice and confirmation of errors. A person shall not furnish information relating to a consumer to any consumer reporting agency if the information is, in fact, inaccurate.
Company: First Advantage LNS Inc.
State/Zip: TX 752XX
Company Response to Complaint: Closed with explanation
Was Company Response Timely: No
Did Consumer Dispute Company Response: N/A
Complaint ID: 2559313
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