CFPB Complaint

Financial Credit Service, Inc. – CFPB Complaint

Consumer Complaint Submission

Date Received: 2017-07-27T00:00:00

Product: Credit card debt

Issue: Attempts to collect debt not owed

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: ARA, INC. in XXXX XXXX, IL …. sent me a letter saying I owed {$610000.00} … .on a credit card debt that was dismissed during a bankrupcty in a case that started in XXXX … ..got a letter in the mail on XX/XX/XXXX … said they were trying to contact me for years … this was the first letter I have received … The said they were going to sue me and get a judgement on everything I own and attach my wages … .. I called them and they said they would accept {$3100.00}. I am XXXX years old and I do n’t want to be sued … .did n’t realize at that point it was included in a bankruptcy that was filed in XXXX … I paid {$300.00} to them upfront and said they would not sue me if I paid the balance in 10 days.. after that, I realized that it was included in a bankrupcty …. I called back and talked XXXX XXXX was screaming at me, said now the entire amount is due … .she hung up on me … I was just trying to determine what this was about … I have copies of my bankrupcty papers … which includes the XXXX XXXX credit card …

Company: Financial Credit Service, Inc.

State/Zip: TX 750XX

Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 2587393

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