Does Bilkish Associates Have Jurisdiction Over Me in the U.S. to Collect a Debt From Saudi Arabia?


Dear Steve,

Thanks for your time Sir. 4 years ago, my wife had a job in KSA (Saudi Arabia). She got married then immigrated to USA to live with me. We are originally from Pakistan. Bilkish Associates started chasing her regarding her unpaid loan from alrajhi bank in saudi arabia of amount around 90000 riyals. At this point, we are in no condition to pay this loan back. Bilkish calling us here in USA threatening and also cursing. We both are US citizens. I told them repeatedly, they can’t do that especially they have no jurisdiction. They sent us this attached letter. These guys are based in Karachi, Pakistan and calling us from there.

Bilkish Associates collections in U.S.

Do they have jurisdiction over here in US about unpaid loan in KSA?

What should we do???? Because We’d like to sue them as they used very abusive language????



Dear Malik,

There are no federal legal cases Bilkish Associates has filed. Just because they are using abusive language it does not mean you have an obligation to pay.

In fact, if they are being abusive you would actually have a claim to make under the Fair Debt Collection Practices Act.

The issue is relatively easy to deal with, find a debt collection consumer attorney who is licensed in your state. One place to find such an attorney would be to click here.

It should be affordable to have an attorney represent you in this matter and then if the collector calls, tell them you are being represented by an attorney and give them the attorney contact information. Then hang up.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Do you have a question you'd like to ask me for free? Go ahead and click here.

Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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