Date Received: 2017-10-06T00:00:00
Product: Credit card debt
Issue: Communication tactics
Consumer Consent Provided to Share Complaint: Consent provided
Consumer Complaint: Hello my name is XXXX and I am having problems with Midland Funding..Midland Credit Managements and the other names they use.
I was not aware of the debt until several years ago when I received a garnishment notice from my employer.
This amount was subtracted from my paycheck weekly including any taxes.
I have not received any satisfaction of judgement letters. Recently I purchased my home and before closing I was advised that this debt was not settled and it was holding back my closing.
Apparently Midland Funding purchased the debt and claims it was never settled.
To avoid losing the home i waited so long for ; I made Midland an offer of if XXXX and they accepted. On X/XX/17 I sent them the amount and they cashed the check.
Now I need them to send me a satisfaction of judgement letter to give to the attorneys who handled the purchase and closing of the home. Money was held in escrow to show good cause. The sum it XXXX. Without this satisfaction letter I can not get back this money. It ‘s being held by XXXX XXXX.
I had our attorney intervene and try to speed up the process yet nothing from them. We, my wife and I along with our attorney has been constantly given the run around. It ‘s either call back tomorrow ; call back in one hour ; no one is in that department ; can not locate the file ; all sorts of excuse.
They cashed the check and was paid 2 times.
I have even asked to speak with a supervisor. He is never available or he gives me the same answer.
My wife is XXXX and I need this money to help us move into our new home.
It will move things along more quickly before the weather changes Please help us.
I have nowhere to turn..
Company: ENCORE CAPITAL GROUP INC.
State/Zip: NY 114XX
Company Response to Complaint: Closed with explanation
Was Company Response Timely: Yes
Did Consumer Dispute Company Response: N/A
Complaint ID: 2695123
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