Date Received: 2017-10-01T00:00:00
Product: Other debt
Issue: Attempts to collect debt not owed
Consumer Consent Provided to Share Complaint: Consent provided
Consumer Complaint: This collection account is not mine. I do not own Portfolio Recovery.
I have attached a copy of the letter I received from Portfolio Recovery Associates XXXX which is dated XXXX XXXX, XXXX which has the account number : XXXX I have also included a copy of my old credit report from XXXX which is dated : XXXX XXXX, XXXX which was 7 years and 3 months ago which had Portfolio Recovery listed with the same account number of : # XXXX This account is actually a ” Time Barred Debt ” after 4 years.
According to the old credit report Portfolio Recovery Associates opened in XXXX XXXX and was last reported XXXX XXXX.
The original Creditor was listed as : XXXX XXXX XXXX which I have no recollection of when this account opened. I do n’t remember even having an account from XXXX XXXX XXXX.
I do not owe this debt as it shows it was issued in XXXX. This was 12 years ago.
Company: PORTFOLIO RECOVERY ASSOCIATES INC
State/Zip: CA 902XX
Company Response to Complaint: Closed with explanation
Was Company Response Timely: Yes
Did Consumer Dispute Company Response: N/A
Complaint ID: 2689221
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