Date Received: 2018-03-02T00:00:00
Product: Mortgage debt
Issue: Took or threatened to take negative or legal action
Consumer Consent Provided to Share Complaint: Consent provided
Consumer Complaint: XX/XX/XXXX SPS VIOLATION OF FAIR DEBT COLLECTION PRACTICES ACT 15 U.S.C. 1692 -1692 Section 808 ( a ) AFTER FAILING TO VALIDATE DEBT FORECLOSURE CASE # XXXX XXXX XXXX FLORIDA This complaint is to request for Sanctions against SELECT PORTFOLIO FOR SERVICNG INCs violation and malicios activities for refusing to comply with NOTICE TO CEASE COMMUNITATION, and stop enforce security interest after failing to validate a Disputed Debt, owned by a purported TRUST called XXXX XXXX XXXX XXXX, opening a third ( 3 ) Foreclosure action at XXXX XXXX Florida ( case # XXXX ) to defraud complainant.
Since XX/XX/XXXX Select Portfolio Servicing willfully failed to disclose Notice of Verification Debt request.
On XX/XX/XXXX Select Portfolio Servicing was served with NOTICE TO CEASE COMMUNITATION and refrain to collect and enforce security interest, under Fair Debt Collection Practices Act 15 U.S.C. 1692-1692 Section 808 ( a ), though Consumer Protection Financial Bureau ( CPFB ).
SPS shall refrain to collect and enforce security interest, under Fair Debt Collection Practices Act. 15 U.S.C. 1692-1692 Section 808 ( a ), Unfair practices there is no present right to possession of the property claimed as collateral through an enforceable security interest In violation Fair Debt Collection Practices Act. 15 U.S.C. 1692-1692 Section 808 ( a ), after NOTICE TO CEASE COMMUNITATION, Select Portfolio Servicing ( SPS ) open a third ( 3 ) legalAction of Foreclosure case # # XXXX in the state of Florida to defraud and mislead homeowner and Justice claiming false interest on a debt, it can not validate.
Select Portfolio Servicing as supposed Power Attorney of XXXX XXXX XXXX XXXX, AS TRUSTTE opened a lawsuit of foreclosure. The allegations set forth in the Plaintiffs complaint state that XXXX XXXX XXXX, is the Mortgage.
The Mortgage attachemd to the complaint as an exhibit identifies XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX as the Mortgagee, as nominee for XXXX XXXX XXXX XXXX
Select Portfolio Servicing the movant of Lawsuit on behalf of the purported TRUST XXXX XXXX XXXX XXXX, falsely claimed it is the Note Holder to mislead justice.
More over, Select Portfolio Servicing have failed to disclose correct copies of the note and all allonges, endorsements, transfers, or assignments of the Promissory Note, it falsely claimed to have ownership.
Select Portfolio Servicing commited not just violation of Fair Debt Collection Practices Act. 15 U.S.C.
1692-1692 Section 808 ( a ), but FRAUD AND EXTORTION to defraud homeowner.
We ask Consumer Finanacial Protection Beureaus action to refer Select Portfolio Servicings criminal activities to proper venue for Sanctions and order to withdraw all malicious prosection of foreclosure to steal XXXX XXXX property.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fl XXXX XXXX
Company: SELECT PORTFOLIO SERVICING, INC.
State/Zip: FL 335XX
Company Response to Complaint: Closed with explanation
Was Company Response Timely: Yes
Did Consumer Dispute Company Response: N/A
Complaint ID: 2832942
The above data is from the Consumer Financial Protection Bureau. Keep in mind that every company will get a complaint from time-to-time, even the great ones. But there are a few key data points that will give you an idea about how well the company values their customers and handles consumer issues.
Look at the item Company Response to Complaint: and Did Consumer Dispute Company Response: to get a better idea of how this was resolved. And the field Consumer Complaint: can give you some context of the issue.
In particular what you are looking for was that the company response was timely and that the consumer did not dispute it. The posting of complaints has proven to be a valuable resource for both companies and consumers.