Was your information exposed in the latest data breaches at Lord & Taylor, Saks Fifth Avenue, Saks OFF 5TH, or Under Armour’s MyFitnessPal? If so, here are some steps to take.
First, visit IdentityTheft.gov/databreach to get detailed advice, based on the type of information exposed. If the company that you entrusted with your information offers you free credit monitoring, take advantage of it. Also, consider placing a fraud alert or credit freeze.
What if your username or password were exposed? Or your payment card information? IdentityTheft.gov/databreach covers all that and more:
- For an online login or password – Log in to your account and change your password. If you use the same password other places, change those too. Don’t forget to change your security questions, too, if your online login or password were exposed.
- For payment card information – Contact your bank or credit card company to request a new card number. Review your statements carefully to make sure no one is misusing your card. If you have automatic payments set up, don’t forget to update all of them.
Also, after data breaches, look out for phishing scams that try to trick you into giving your personal information. Don’t provide any personal or financial information unless you’ve initiated the contact. And don’t trust caller ID. Scammers can spoof their numbers so it looks like they are calling from a particular company, even when they’re not.
If you learn that someone has misused your personal information, go to IdentityTheft.gov to report identity theft and get a personal recovery plan. Because recovering from identity theft – and data breaches – is easier with a plan.