CFPB Complaint

I.Q. DATA INTERNATIONAL, INC. – CFPB Complaint

Consumer Complaint Submission

Date Received: 2018-07-28T00:00:00

Product: Other debt

Issue: Attempts to collect debt not owed

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: On XX/XX/XXXX, I received a letter from IQ Data International, advising me I owed a debt of {$13000.00} – related to a personal guaranty I signed on a lease for a business. This corporation ceased operations in XX/XX/XXXX.

On XX/XX/XXXX, I faxed a note to IQ Data, advising them of the Release of XXXX, signed XX/XX/XXXX – and included the First Amendment to the Lease – highlighting the sections where my personal XXXX was released.

On XX/XX/XXXX, IQ Data continued to pursue me for this debt that I had demonstrated I had no guaranty for – and I faxed a Cease and Desist notice to them. They have abided by the Desist letter – except for fraudulently reporting this debt as a derogatory remark to XXXX.

On XX/XX/XXXX, I noticed the derogatory remark on my personal Credit report and faxed a letter to XXXX asking they remove it. I included the information provided to IQ data, and the First Ammendment to the Lease removing the personal Guaranty.

On XX/XX/XXXX, It seemed XXXX hadn’t removed the derogatory remark – so I faxed a followup, this time including a XXXX County Court result – showing that in XX/XX/XXXX, the original ebt holder tried to sue me for these debts – and the Court found the case was non-suited ( i.e. it was unfounded and thrown out ). I hoped with this court result would assist XXXX in correcting their error and removing the derogatory remark. ( Court Case Number : XXXX ) By XX/XX/XXXX, neither IQ data nor XXXX had responded or changed their derogatory remarks, so I had a lawyer send a letter of demand to IQ data to remove the derogatory remark.

It has been 10 days since that letter was sent, and no response has been received from IQ Data.

Company: I.Q. DATA INTERNATIONAL, INC.

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State/Zip: VA 223XX

Company Response to Complaint: Closed with non-monetary relief

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 2975781

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