CFPB Complaint

Meridian Financial Services, Inc. – CFPB Complaint ID 3034099

Consumer Complaint Submission

Date Received: 2018-10-01T00:00:00

Product: Other debt

Issue: False statements or representation

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: Meridian Financial Services Inc. has violated the FCDPA trying to collect old debt which is considered ” Time Barred ” debts. The company has placed a lien on my credit report in the amount total of {$16000.00}.

The debts were dated in XX/XX/2006 which is twelve years old and can not be collected, as it’s considered a Time-barred debts.

Company: Meridian Financial Services, Inc.

State/Zip: CO

Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 3034099

The above data is from the Consumer Financial Protection Bureau. Keep in mind that every company will get a complaint from time-to-time, even the great ones. But there are a few key data points that will give you an idea about how well the company values their customers and handles consumer issues.

Look at the item Company Response to Complaint: and Did Consumer Dispute Company Response: to get a better idea of how this was resolved. And the field Consumer Complaint: can give you some context of the issue.

In particular what you are looking for was that the company response was timely and that the consumer did not dispute it. The posting of complaints has proven to be a valuable resource for both companies and consumers.

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