CFPB Complaint

Collection Service Center, Inc. – CFPB Complaint ID 3087001

Consumer Complaint Submission

Date Received: 2018-11-30T00:00:00.000

Product: Other debt

Issue: Written notification about debt

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: XX/XX/XXXX To Whom It May Concern, The reason for my dispute is COLLECTION SERVICE CENTER INC. # XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing … under such section 623, subsection ( 7 ) ( A ). However, in my records I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, COLLECTION SERVICE CENTER INC failed to give me my ” Mini-Miranda ” five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, which is {$1000.00} per violation and the state of OHIO allows treble damages. Under 809. Validations of date and Mini-Mirandi under Section 807 ( 1 ) COLLECTION SERVICE CENTER INC failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation. XXXX XXXX, XXXX is held liable as well for defamation and in the state of OHIO a creditor is who collects their on debt is considered a debt collector under FDCPA.XXXX v. XXXX XXXX XXXX ( Tex.App-XXXX XXXX XXXX XXXX. ) XXXX v. XXXX XXXX XXXX XXXX ( Tex.App-XXXX XXXX XXXX XXXX XXXX XXXX ) I also believe that this business is not registered to operate in the state of OHIO. I expect this collection account to be removed from my credit report.COLLECTION SERVICE CENTER INC has not even tried to contact me regarding this collection account. Please have them remove this collection account immediately. Thank you!

Company: Collection Service Center, Inc.

State/Zip: OH 430XX

Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

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Complaint ID: 3087001

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