CL HOLDINGS LLC – CFPB Complaint 2018-12-02

Date Received: 2018-12-02

Product: Other debt

Issue: Attempts to collect debt not owed

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, MN has violated the FCRA by filing a collection notice on my credit report without notice. The debt is for a XXXX account. I have never had a XXXX account. XXXX claims to have done an investigation but they would have had evidence of the XXXX credit check if I had ever had an account. So they didn’t actually investigate at all outside of asking the collection company if I owed the money. How am I supposed to prove to them I’ve never had a XXXX account. I don’t have documentation of something I’ve never had

Company: CL HOLDINGS LLC

State/Zip: OH

Company Response to Complaint: Closed with non-monetary relief

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 3089025

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See also  Atlanticus Services Corporation - CFPB Complaint ID 2896032