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My Navient Co-Signer Does Make Much Money and I Need to Get Them Off

Written by Steve Rhode


Dear Steve,

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Private loans with Navient. My dad is a co-signer and does not make much money himself. I am paying about 670 a month, and that’s the “income driven” plan, but takes up the majority of what I make a month. Sometimes leaving me short on rent, not eating well or regularly, et cetera.

What are the pros and cons of refusing payments when you have a co-signer? Can they garnish wages? Is there a way to try to refuse payment and hope to negotiate down or expire my debt without hurting my co-signer?



Dear Chris,

Damon Day and I answered your question on the podcast yesterday. You can listen to your answer below.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


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