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If I’m on Disability Can My Credit Card Company Sue Me and Win?

Question:

Dear Steve,

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

I have been on permanent disability since 2015. Can a credit card agency sue me for the money and win?

Constance

Answer:

Dear Constance,

You could get sued and lose the case. Most people do because they never appear in court to put up a defense. But even then the bigger issue is if your income and assets are judgment proof and can’t be attached.

What you might want to consider is to contact HELP, a non-profit law firm that provides low-cost assistance to people in similar situations. You can find them online here.


Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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