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If I’m on Disability Can My Credit Card Company Sue Me and Win?

Written by Steve Rhode


Dear Steve,

I have been on permanent disability since 2015. Can a credit card agency sue me for the money and win?



Dear Constance,

You could get sued and lose the case. Most people do because they never appear in court to put up a defense. But even then the bigger issue is if your income and assets are judgment proof and can’t be attached.

What you might want to consider is to contact HELP, a non-profit law firm that provides low-cost assistance to people in similar situations. You can find them online here.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


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