Quick Answer: Credit card companies can sue disability recipients and typically win because most defendants don’t appear in court, but disability income is generally judgment-proof and cannot be garnished. HELP, a non-profit law firm, provides low-cost legal assistance for people facing debt collection while on disability.
Question:
Dear Steve,
I have been on permanent disability since 2015. Can a credit card agency sue me for the money and win?
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Answer:
Dear Constance,
You could get sued and lose the case. Most people do because they never appear in court to put up a defense. But even then the bigger issue is if your income and assets are judgment proof and can’t be attached.
What you might want to consider is to contact HELP, a non-profit law firm that provides low-cost assistance to people in similar situations. You can find them online here.
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