How Long Till These Student Loans Come Off My Credit Reports?


Dear Steve,

I have student loans that are almost 30 years old. They were initially held by ECMC, but have recently been sent to PREMIERE CREDIT OF NORTH AMERICA.

I have had some federal tax refunds taken, but not all.

How long before my loans are written off due to age of the loans?

Also, is it possible to get this off my credit reports?



Dear Mike,

I think I need more detail because those loans that intercepted your tax refunds are federal loans and can last forever and eventually garnish your Social Security wages decades from now.

Those need to be dealt with differently than private student loans you might have as well.

Please give me some more specifics in the comments section below so I can better advise you.


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Damon Day - Pro Debt Coach

Steve Rhode
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