Borrower Defense

Can We Still Submit Borrower Defense to Repayment Applications?

Written by Steve Rhode


Dear Steve,

I recently watched a video of you on youtube discussing the “Borrowers Defense” for student loans. The video was published in 2016 and I just became aware of borrowers defense today 10/19/20.

2 part question

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Can we still submit Borrower Defense to Repayment applications? If so, what information do we need to gather in order to present a strong case?



Dear Kris,

At this point, I’d wait to see if Biden is elected and what the new process is for submitting claims to the Department of Education.

If Trump is re-elected I would anticipate the program will be essentially closed since 90%+ applications are rejected. See these updates.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


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