A reader sent me in a mailer they received from the Negotiations Department of some company.
The mailer has two possibilities:
- It is either a generic lead generating mailer or
- An inept debt relief company sent it out. And if option two is the right choice, yikes.
The mailer isn’t much different than others that have been sent out over the years. Mailers like these redesigned to draw unsuspecting consumers into calling and getting a debt settlement sales pitch. The mailer makes statements that are nothing more than unverifiable claims.
Here are all the things I could locate in the mailer that could be true.
- Telephone number.
- Names of creditors.
- Hopefully they know their operating hours.
I can’t even tell you if the disclaimer on the bottom is factual since the company soliciting people to call does not identify themselves.
What a load of crap.
[Insert sound of wadding it up and throwing it away.]
This mailer was sent to me through my I Buy Junk Mail program. If you have junk mail you’d like to sell, click here. To see other mailers, click here.
I failed for it. I called them and gave them some information. But I asked them to give additional information before proceeding and they did not provide anything. I advised them that I was going to do some research and call them back.
What do I do? I confirmed the accounts that they gave me and gave them my social security. But I stopped when the wanted me to go into an escrow account and asked me for my bank account information.
Probably the most effective thing you can do to try and restrict your information is to contact the company and ask to have your information restricted and deleted under the California Privacy Rights Act. https://www.natlawreview.com/article/cpra-countdown-it-s-time-to-brush-california-s-latest-data-privacy-law You will want some receipt for your request, either by physical mail or email.
Mailer submitted.
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