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I’m On Disability and Afraid I Will Be Arrested Over a Debt

Question:

Dear Steve,

I’m on disability and being sued for $4,000; I have no other source of income.

Will I be arrested if I don’t show up in court?

I own a home, but it’s in my husband’s name. I do own an old Jeep. I have 216.00$ in my savings account. And bill money in my checking from SSDI.

I don’t know what to do.

Will I be arrested?

Susan

Answer:

Dear Susan,

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

It is a very frightening experience to be sued over an old debt when you have little to your name.

You will not be arrested.

However, if you don’t respond to the lawsuit, you will lose by default.

But that would not be the end of the world. It sounds as if you have little for the creditors to go after and no assets to speak of.

I would strongly suggest that you immediately contact the good people at the non-profit law firm HELPS. They can provide you with support, guidance, and advice if the creditor attempts to collect on the judgment they will get after losing the case.

An alternative is to consider filing bankruptcy, but from what you’ve shared, while that would potentially give you some peace of mind that the debt was legally extinguished, it may be too big of a hammer for this situation.


Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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