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Dave Burke and his Real Talk Network Sent Me to Collections. – Stan

By on December 20, 2009
Dave Burke and his Real Talk Network Sent Me to Collections. – Stan

“Dear Steve,

I am a real estate broker of 35 years and have gone without an income for 13 months.

Last April, I went to a pay off your debt seminar by Real Talk Network/Dave Burke.

I charged $1997 to my Nordstrom Visa. Burke did not disclose thet his secret system is dependent on a decent FICO score and so he could not help me. No refund was offered and I forgot about it. About 3 weeks ago, I get a letter from their collection firm, Conrad Credit Corporation, saying I never paid Real Talk Network the $1997. I finally found proof that the $1997 was paid to Real Talk.

But I want to play this game out and let them sue me and take it all the way to the judge. Then I want to ask the judge for damages or countersue for harassment.

Do I have an obligation to show Conrad my proof? Isn’t it their burden to prove the debt? Going to court will cost them time and money. I have the time and I want money.

These collection agencies are assuming these debts are valid. They get no proof of claim from the companies they represent. Just a list of debtors. I think they have an obligation to verify the debt.

What do you think of my strategy? Could I pull them into my lair and score a knockout punch? I’m hoping that I will eventually cost Burke my $1997 or more in collection costs. Thanks.

Stan”

Dear Stan,

I get the sense you feel you got ripped off by Dave Burke and his Real Talk Network and you want to fight back. I’ve written about Dave before and his course concerns me. Maybe a better and more effective way to fight back is to post a long explanation in the comments section below about what the sales pitch was and how you got drawn (suckered) in.

Personally, I think your strategy is a total waste of time. You’ve got the proof the debt was paid and providing it to the collection agency will end that part of the mess right there.

READ  Get Real With Dave - Problematic Dave Burke Changes His Branding From Real Talk Network

How nice for Dave Burke who has not provided you with services and is promising to help you get out of debt turns around and sends you to collections.

Let’s say you force the hand and let them sue you so you show up in court. The judge is not going to do anything about your other issues. The case will be about an alleged past due debt and everyone will wonder why you just didn’t show the proof you paid it. You won’t get sympathy for letting yourself get harassed.

The proper venue for getting your grievance out would be for you to sue Dave Burke and the Real Talk Network in your local small claims court for a refund of the money you paid. In that case the judge will want to hear about your experience and can make a ruling about the heart of the matter. Use your anger, time, and energy to pursue that and get your wasted $1,997 back.

What do you say?

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About Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

8 Comments

  1. Debbie

    September 25, 2010 at 4:11 pm

    The same has happened to me. I paid RTN $2997.00 for 12 coaching sessions. I believe I only had three sessions and got no where. I haven’t been able to get in touch with them again and I’m worse off now financially than when I first signed up in September 2009. I am also interested in a class action suit or if anyone has any updates on what’s going on with this company. I would appreciate any feedback. Thank you.

  2. Debbie

    September 25, 2010 at 8:11 pm

    The same has happened to me. I paid RTN $2997.00 for 12 coaching sessions. I believe I only had three sessions and got no where. I haven’t been able to get in touch with them again and I’m worse off now financially than when I first signed up in September 2009. I am also interested in a class action suit or if anyone has any updates on what’s going on with this company. I would appreciate any feedback. Thank you.

  3. Mac Mclaughlin

    March 20, 2010 at 6:55 pm

    Dear Kim
    I have heard from no one at all. There seems to be allot of us; you would
    think we could get something going as far a filing a lawsuit.
    Let me know if you find out anything more.
    Thanks
    Leonard (MAC) McLaughlin

    • Tulio

      July 12, 2010 at 2:48 pm

      My wife and I also paid $500.00 up front. Our first session did not happen. We did have a second session with a manager named Larry Matthews. It seemed like he was really interested in helping us and was working on a plan. However, Larry also failed to call in on our second session last week and now, no one will answer the phones and you cannot leave a massage. There is no way I am paying another dime for this and would like to join in on any suit to get or money back.

      Thanks,

      • Leonard (MAC) McLaughlin

        July 12, 2010 at 4:01 pm

        I still have not heard from anyone about possible lidigation against RTN. I was one of the lucky ones! Rtn only got into me for a total of $700.00, and that was the final straw to drive me to file Bankruptcy. I had a 740 average FICO when I began with RTN and Burke’s Get out of debt program, so I had a good credit rating when I signed up with RTN. I don’t think having a good FICO has much to do with Burke’s program, because I believe it is a scam.
        I’m still waiting for someone to tell me there is a lawc suite pending, because I whant my name included.
        Thanks
        Leonard (MAC) McLaughlin

    • Dee

      August 5, 2010 at 9:07 pm

      Just found out about the Colorado Attny General filing a lawsuit against Dave Burke/RTN. Here’s info from the Colorado BBB: “On July 7, 2010, the Colorado Attorney General’s Office filed a lawsuit against Real Talk Network, and its corporate officers, David Allen Burke and Erik Sale, on suspicion that they engaged in false and deceptive trade practices and violated Colorado’s consumer credit laws.”

      If someone finds out about a class action lawsuit please let us know, as we were also taken by this organization and would gladly join it.

  4. Kim Nesbitt

    March 20, 2010 at 12:47 pm

    Hi Mac,

    I read your comments below an I am also a victim to the Real Talk Network scam. I have had numerous coaching sessions including 3 with Dave Burke and nothing has come from them.

    Have you heard from others who are interesed in pursuing a class action suit?

    Kim

  5. Mac Mclaughlin

    February 17, 2010 at 10:31 am

    I too have fallen victim, from Dave Burke and RTN. I went to one of his free seminar’s and got caught up in the hype. I could not afford to pay the whole cost so I gave them $500.00 down and financed the rest through them. I was in a real bad place financially and was assured that if I did everything they said that they would give me the tools to get out of debt. After being in the program over four months I was in even worse condition than before and saw no relief in sight. My communications with my coach, came to a sudden stop last month and I have been unable to contact her and all I get is a busy signal when I try to call. I wrote them an e-mail telling them, I was stopping payments to them because I have received no help and no communication from anyone at RTN.
    What can I do to keep them from sending me to collections?
    Is there enough of us out there to perhaps file a class action suit against RTN? I see no way of saving myself except maybe filing Bankruptcy, but I just would rather not go that way.
    Mac McLaughlin

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