I am in debt with Capital One credit card company. I’ve been unable to pay them for the past year. I just recived a letter from FREDERICK J. HANNA & ASSOCIATES, P.C. ATTORNEYS AT LAW.
It states I need to contact them to make arrangements to pay the unpaid balance. If I don’t notify the office within 30 days they will send me a Judgment. It also states at this time, no attorney with this firm has personally reviewed the particular circumstances of your account. However, if you fail to contact this office, our client may consider additional remedies to recover the balance due. The blance due is $857.02
Is Capital One Credit going to sue me of 857.02
Should I notify this law firm?
What should I do?
If you believe the debt is correct, then yes, you should contact the law firm and come to some agreement on how to pay the old debt.
If you don’t feel you owe this debt then send a letter to the law firm within 30 days of the letter and ask for a copy of the written agreement you signed and statements to show you owe the debt. Send this handwritten letter to them by some type of traceable method like certified mail return receipt requested, UPS, or FedEx.
Can you be sued over an $857 debt, why yes you can.