Litigation Practice Group Tells Me to Cancel With Worden & Associates


Dear Steve,

In January 2021, I signed with Worden & Associates/Global Holdings LLC to handle my Debt Settlement situation.

At that time, I was $7186 in credit card debt. I was told it would take 4 1/2 years to make a $170.99 monthly payment. They have settled 3 of the five credit card companies. My credit reports now show my debt to be $10,758, no longer the $7186.

I started with. Do I think this is due to late charges from the five different companies? (any recourse?) Yesterday I had a conversation with Litigation Practice Group, LLC, Mr. Tony Soccoa, and he has encouraged me to cancel with Worden and go with his firm. He tells me that he can clear my debt in 21 months at $204 a month and request my money back from what is currently in my escrow account with the other company.

My question is, do I cancel and go with Litigation Practice Group, saving a lot of money in the long run? Is there a problem since Worden has settled 3 of the accounts? I researched Litigation Practice Group online and found many negative complaints. Can I get my money that is in escrow?

I don’t know what to do at this point. I’m a widow, 75, living on my social security, and would appreciate your guidance and assistance. This is very upsetting to me, not knowing which way to turn.



Dear Carol,

It sounds like one debt relief company is trying to poach you from another debt relief company.

There are so many issues here to consider. While you say Litigation Practice Group has settled three accounts, it appears what they have done is reached an agreement with three creditors, but you’d have to check your account with each creditor to confirm payments are being made.

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

Additionally, you can ask Litigation Practice Group for details on the settlement agreements they entered into.

See also  Is Coast Processing or Litigation Practice Group a Scam?

It sounds to me that all Worden & Associates has given you so far is just a marketing pitch they will do better. But will they?

I would recommend that anyone considering using such a company should read the following free guides.

  1. The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
  2. 10 Must Do Steps to Find the Best Counseling or Settlement Company for You
  3. How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off

We don’t even know if the settlement approach is the most logical approach, given your situation. For example, if you live on Social Security or benefits, you might not even need to repay the debt. You also have to consider if you qualify for a Chapter 7 bankruptcy to eliminate your debt in about 90 days for less than $2,000.

Before you jumped to switch companies, I think it makes logical sense to discuss your overall situation with an independent third party like Damon Day.

Otherwise, all you are doing to staying or leaving one company blindly based on a past or current sales pitch.

Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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