Family Member Took Out Account in Husband’s Name And Then Settled It. – Dawn

“Dear Steve,

A family member opened an account in my husbands name wihout him knowing about it and they settled the acount for less than was owed and we want to but another house soon and this is hurting his credit report is there a way to get this removed from his credit report

Dawn”

Dear Dawn,

You would probably have to file a police report and criminal charges against the family member regarding the credit fraud and identity theft you just uncovered. Using the police report and potential additional documentation from the court you could submit it to the credit bureau and ask them to remove that item.

Outside of that, it’s probably going to remain.