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Should I Change My Chapter 13 Bankruptcy to a Chapter 7 Bankruptcy? – George

“Dear Steve,

hi my name is George and i’m in a real bad situation I filed a Chapter 13 3 years ago to try and save my home only to eventually lose it and I tried to keep things going after me and my wife moved out so I took a couple of payday loans out well it has spiraled out of control I have credit cards and I am putting my daughter through college my wife and i are separating and I don’t know what to do car payment is behind my rent is just barely being paid but this cycle is driving me out of my mind and now we are trying to just SURVIVE is there anyway to change my chapter 13 to a chapter 7 because my wife and I are moving apart from each other Thanks


Dear George,

Since you are already in a bankruptcy you should discuss your situation with your bankruptcy attorney and get his or her opinion about the situation.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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