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I’m Being Sued for a Million Dollars for an Accident I Caused. – Andrew

“Dear Steve,

Being sued up to 1 Million, Don’t have close to what they’re asking for.

I was recently in a car accident that had caused 2 people to be placed under life support, they are both up and both perfectly fine, 4 months after. I just got news that they are filing a lawsuit for up to 1 Million, as there insurance states. My liability only supports up to $250,000, so they are calculating my assets to see if i’m worth more then $250,000, If I am, They are sueing me for up to 1 Million. Is there anything I can do to get out of this, I mean this is my life. My life is gone if this lawsuit is proceeded through me. I don’t have anywhere near 1 Million but i’m not sure if I have more then $250,000. Is there any way to get out of this? I’m in debt in alot of places, calculating the “Might be worth more then $250,000″ is including my life savings, what’s paid on my morgage, and my vehicles I have remaining left. I’m badly in debt in my gas station, the loan on that is a 2 way split between 1.2M, and it’s currently worth around 750. Just that is -450k. Not including my credit card debt being owed 30k on my Discover card. Is there anyway to get out of the lawsuit? I can barely survive now, If it goes through me, I won’t be able to live at all after. Thanks,


Dear Andrew,

I’m not sure if the resulting debt can be discharged by bankruptcy. You’d need to click here to find a local bankruptcy attorney to talk to about that.

The issue is that debts arising from divorce, breach of fiduciary duty, larceny, or “willfull and malicious injury” to a person or property are typically not dischargeable in bankruptcy. The bankruptcy attorney will be able to help you with your specific situation.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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