“Dear Steve,
I am a sub contractor.Half the places i did work for went out of business the ones that are still in business do not have any work not able to pay credit cads anymore no unemployment cant find work anywhere.
What should I do now?
Bob”
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Dear Bob,
If you have made every attempt to find work and can’t then all you can do is nothing. If you could afford bankruptcy you could go bankrupt to end the obligations since you have no expectation you will be able to repay them.
But if you can’t afford to meet with a bankruptcy attorney and go bankrupt then the most affordable thing you can do now is let the creditors sue you and they many get judgments against you. however at this time without any income of assets there is nothing to collect. Once you find work again you could then go bankrupt to end the judgments and get a fresh start.
If you have not done it already you should register with all the temp agencies in your area, every single one of them. Take any assignment they can send your way and do it with a smile.
You can make a job of getting a job and work at it eight hours a day. You might even want to consider relocating if there just are no jobs in your area.
If you need a break from the job search, go volunteer at a local non-profit. Activity breeds opportunity and you are better off moving than sitting and doing nothing.
