Ask The Get Out of Debt Experts Divorce

My Wife is Getting Sued for Debt From Her Previous Marriage. – Matthew

“Dear Steve,

When my wife divorced her last husband they had a large amount of debt. The house they lived in went to short-sale so the income that was supposed to pay off her debt didnt come in. She was making good payments up until the time she lost her job. She then went on disability and has been unable to work since. All of her debt is now in collections. She has offered what little money she can but they refuse to accept it… they want more. She has no income other than mine.

Our home is in my name only and we own only one car. If she gets sued by the creditors, what can they take from her? What options does she with no income other than disability and my income to avoid getting sued?


Dear Matthew,

Why put her through all this stress and dealing with one debt after another, lawsuits and nasty collectors? She needs to go bankrupt individually and close the door on that old debt. Eliminating that stress will help her to better deal with her medical condition and reduce the chance of residual depression over the financial problem.

Click here to find a local bankruptcy attorney and the both of you should go see them. Saying the creditors can’t go after you doesn’t resolve the problem. Bankruptcy does.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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