Ask The Get Out of Debt Experts Debt Consolidation Loan

Where Can I Go to Get an Unsecured Debt Consolidation Loan? – Tim

“Dear Steve,

I have credit card debt that I want to consolidate. No one will give me a loan. I have allot of debt ($25,000 total with car) but I have no late payments. I am financially able to handle the consolidation payment. When the bank credit crunch happened, all my cards lowered my credit limits to just cover what my balance was at the time. Now my credit report shows that I have maxed out all my cards. I’m being screwed big time. I have no equity in the house because property values have dropped in this area of Ohio.

Who can I go to about getting a loan to consolidate this mess? My credit score is about 660.


Dear Tim,

The only legitimate place I know of to go is the peer-to-peer lending network at The good news is the loans are up to $25K and at a fixed rate and unsecured. That bad news is that the cutoff is a 660 credit score.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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