“Dear Steve,
I filed chapter 13 two years ago but stopped making my payments. My case was dismissed after I failed to make the payments to the trustee. I want to file again but my debts were given to a collection agency. Can I still file chapter 13
Maria”
Dear Maria,
Yes, you should have no problems filing as long as your previous Chapter 13 bankruptcy was dismissed more than 180 days ago, which it was. Click here to find a local bankruptcy attorney you might like.