Ask The Get Out of Debt Experts Bankruptcy Related

Can I File Chapter 13 Bankruptcy Again? – Maria

“Dear Steve,

I filed chapter 13 two years ago but stopped making my payments. My case was dismissed after I failed to make the payments to the trustee. I want to file again but my debts were given to a collection agency. Can I still file chapter 13


Dear Maria,

Yes, you should have no problems filing as long as your previous Chapter 13 bankruptcy was dismissed more than 180 days ago, which it was. Click here to find a local bankruptcy attorney you might like.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

See also  We Need to Buy a Car While in a Chapter 13 Bankruptcy. How Do We Do This? - Kevin

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Leave a Comment

Scroll to Top