“Dear Steve,
I lost my job 2 years ago and while I was out of work I accumulated approximately $25,000 in credit card debt. I finally got a new job 2 months ago, but with my interest rates so high, I can’t afford the payments anymore. So I looked into bankruptcy but I don’t qualify for chapter 7 because my new salary is over the threshold.
I would like to speak to a debt settlement specialist about my case, and I know you always refer people to
Yolanda”
Dear Yolanda,
Damon Day is not a scam. He’s just a guy like me trying to help people. I suppose I never noticed that his phone number isn’t on his site, because I have it. LOL.
Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.
I imagine the reason
Damon offers in-depth personal telephone consultations. They just take so much time and while he still offers this service, I no longer do. After years of doing telephone consultations I burned out and elected to instead answer as many questions from people as I could via this site.
It’s a good thing to have your “radar” up and alert for scams when looking for debt help. Goodness knows in the debt world there is no shortage of them, at all.
I suppose the irony is that most of the debt relief scams make it very easy for you to pick up the phone and speak to one of their representatives (AKA: commission based sales people) in order to sell you their program.
Yolanda, I’ve been helping people since 1994 and I can say that
What I’ve been very impressed with Damon about is his desire to give the best advice overall. His motivation is not to “sell” a debt settlement program but to get people headed into the right solution that is appropriate for their situation. If a debt settlement approach is not right, don’t be surprised if he starts talking to you about other solutions that would be a better fit for you.
I think you’ll be impressed with the service that
is damon day legit?
What does legit mean to you?
Is Damon still in the business? He doesn’t have any posts on Facebook or his blog on his site since 2013.
Thank you Yolanda for bringing this up. I had the same doubts. In my quest for help with my family’s financial crisis I bumped on scam after scam after scam. I still need the help but so afraid to trust again.
I don’t have sound in my PC right now so I could not listen to the video but contemplating on hiring Damon Day.
I had been praying for the right person to help me and failed several times. Please God make this one right!
Thank you Yolanda for bringing this up. I had the same doubts. In my quest for help with my family’s financial crisis I bumped on scam after scam after scam. I still need the help but so afraid to trust again.
I don’t have sound in my PC right now so I could not listen to the video but contemplating on hiring Damon Day.
I had been praying for the right person to help me and failed several times. Please God make this one right!
Hello Roy, yes, I already provided the links to my site in response to the anonymous attack by Dan Smith, president of New Era Debt Solutions.
Can we have a link to the issue discussed on your site?
Yes. I have never denied it and I have discussed the issue on my website. I am currently working with an enrolled agent to resolve the matter.
Anything else I can do for you Jude?
Can we have a link to the issue discussed on your site?
Hello Roy, yes, I already provided the links to my site in response to the anonymous attack by Dan Smith, president of New Era Debt Solutions.
do you owe taxes or not? a simple yes or no.
Hello Julie,
Since there is no name on that Anonymous attack against me, aren’t you curious to know who wrote it? To answer your question, I do not pay Steve anything to refer consumers to me for help. Although I am curious, if I did pay him to let consumers know about the services I provide, how would that affect you? If I did pay Steve for a recommendation, would that somehow taint the service I provide? I am just trying to understand your point.
Back to the anonymous attack that you are linking to. It was actually written by Dan Smith, the president of New Era Debt Solutions. Dan was upset that I felt that he was over charging people for his services and I wrote an article that showed him doing some things that most consumers would deem very deceptive and misleading in order to sell his debt settlement program. It is no secret that Debt Settlement sales people and companies don’t like it if I warn consumers about their harmful practices. Dan wasn’t the first Debt Settlement Company or sales person to attack me and he won’t be the last. But that is ok, I don’t have a problem sticking my neck out for consumers.
Dan created that site to attack me personally. I assume he did it to try and distract consumers from the actual issues I raised, and to keep people from learning the harsh realities of debt settlement. Unfortunately for him, consumers are smart enough to know that if what he was saying had merit, he would put his name on it instead of just publishing an “I hate Damon Day rant” and misleading consumers by claiming it was written by consumer advocates and debt professionals. Wouldn’t a real consumer advocate put their name on it to give it some credibility?
For obvious reasons, you will see that Mr. Smith doesn’t allow anyone to comment on his anonymous attack page that is hosted on the New Era Debt Solutions Server, so if you would like to read my responses to his attack you can go to the following articles.
New Era Debt Solutions Review
Debt Settlement Company Attacks Me
President of New Era Debt Solutions Attacks Me
Damon day is being sued by the IRS, AND HAS TAX LIENS against him. http://freedebtsettlementcontractreview.com/
Steve how much are you being paid by Damon?
Nothing. See my site terms for details.