I lost my job 2 years ago and while I was out of work I accumulated approximately $25,000 in credit card debt. I finally got a new job 2 months ago, but with my interest rates so high, I can’t afford the payments anymore. So I looked into bankruptcy but I don’t qualify for chapter 7 because my new salary is over the threshold.
I would like to speak to a debt settlement specialist about my case, and I know you always refer people to
Damon Day is not a scam. He’s just a guy like me trying to help people. I suppose I never noticed that his phone number isn’t on his site, because I have it. LOL.
I imagine the reason
Damon offers in-depth personal telephone consultations. They just take so much time and while he still offers this service, I no longer do. After years of doing telephone consultations I burned out and elected to instead answer as many questions from people as I could via this site.
It’s a good thing to have your “radar” up and alert for scams when looking for debt help. Goodness knows in the debt world there is no shortage of them, at all.
I suppose the irony is that most of the debt relief scams make it very easy for you to pick up the phone and speak to one of their representatives (AKA: commission based sales people) in order to sell you their program.
Yolanda, I’ve been helping people since 1994 and I can say that
What I’ve been very impressed with Damon about is his desire to give the best advice overall. His motivation is not to “sell” a debt settlement program but to get people headed into the right solution that is appropriate for their situation. If a debt settlement approach is not right, don’t be surprised if he starts talking to you about other solutions that would be a better fit for you.
I think you’ll be impressed with the service that