This review is the result of a question from a reader asking me about American Credit Group.
Address was not easy to fin on the site. Somewhat buried. Yellow flag.
American Credit Group, LLC.
9915 Mira Mesa Blvd., Ste. 120
San Diego, CA 92131
Appears to be a credit repair/debt settlement company.
Unknown. Not able to find. Red flag.
American Credit Group was registered in California on October 17, 2007. The registered agent is Christopher W Steward.
Since I can’t identify the management of the company I cannot locate any relationships, if any.
I did get a chuckle out of one site that listed American Credit Group as a house cleaning business. – Source
I did think ACG did a good job of making it clear that accurate and bad information on a credit report could not be removed. Good for them.
IMPORTANT – Avoid companies that claim they can remove accurate/verified listings or organizations that offer new credit identities or fradulant trade lines.
After reviewing their site, in my opinion, a couple of issues bugged me.
- Can’t easily identify who owns and runs this company.
- American Credit Group, LLC was registered in 2007 but company says it has 16+ years experience. – Source
The company did a good job on their FAQ page of explaining the tax implications and lawsuit possibilities while in a debt settlement program. They could have also mentioned that they have no authority to stop original creditor collection calls.
Our fee for settlement services is 7.5%. It is one of the most ethical and affordable pricing models in the industry. Most competitors charge 15%, with a significant portion of their fees taken prior to any debt being settled. With American Credit Group, 92.5% of every dollar you spend will go toward you debt, not ACG. – – Source
Their fee schedule above is actually very good compared to a lot of debt settlement companies.
BBB Reviews & Ratings
Source on the day I wrote this review.
Picture of Web Site
Video of Flash from Web Site
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