Rate and Review

First Choice Debt Relief – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • Just received a call because from someone I can barely understand who will help me with my debt because it is going to litigation. I don’t have any debt and have never heard of the “plaintiff” they claim is filing suit. I’d say it’s a scam.

  • Three and half years ago I was 60k in debt due to major life problems and medical expenses. They did everything they said they would, charged me exactly as they described which was reasonable, got money back from one credit card company because that company didn’t play by the rules. The people there were always available, helpful, pleasant and professional. Being out of debt is like having a ten ton weight off my shoulders. It wasn’t easy and I lived hand to mouth while doing the program but I am free now and working on rebuilding my credit score back to it’s former glory. Gonna take a while but I am on the right track.

    Would recommend this company to anyone who needs help.

  • Enrolled with 1st Choice. Took my money and did nothing.After six months. Ended up with three judgements and 2 garnishments after paying them 6,000 dollars. They did nothing but take money. No better than thieves. Ask about why I have judgements and garnishments had no answer for me but sorry. Wanted money back but was told they do not return money. All of them need to be in prison for fraud. I will write letters to my fingers fall off until they are shut down or arrested and go to prison. They prey on people who are in trouble and give absolutely no help. They are scum,thieves,robbers and low lives everyone. Russ

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