Fast Track Debt Relief – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Damon Day - Pro Debt Coach

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14 thoughts on “Fast Track Debt Relief – Scam, Complaint, Review, or Praise?”

  1. SCAM! SCAM! SCAM! DO NOT use Fast Track Debt Relief! I signed up with this
    company in January 2010 as they were highly recommended by CNN. What a joke! I
    was enrolled in a payment plan of $390.99 for 48 months for an estimated amount
    of $13391.68 which was about 2/3 of what I originally owed. In late 2010 the
    summons began coming. My wife and I have
    had 3 judgments each placed against us. Two of the three have been satisfied
    with us having one each outstanding at this time. In early 2013, I was forced
    to quit the program as my wages were being garnished and continued for about a
    6 month period. I just learned that the one judgment that is currently
    outstanding has been handed over to the same law firm that garnished my wages
    earlier in the year and will likely happen again in the next month or so. At
    this point, I am contemplating filing for bankruptcy. The big risk here is that I carry a security
    clearance at my place of employment and if I should file for bankruptcy, I will
    likely lose my clearance and my job, too.
    When I was with the program, the customer service rep, Trish was of no
    help. She kept stating “I can fix this if you send more money”. I kept stating
    to her over and over that I did not have any additional funds to send her. To
    that she said, “There is nothing I can do unless I have the funds”. Don’t make
    the same mistake I did – Save yourself the heartache!

  2. Do not go with Fast Track Debt Relief! Scam! Please don’t! Horrible response to questions, as they will overtalk you. No accounting of payments given. No name of trust where they were supposedly holding the money was given. They proceed to avoid any question you have. They never settled the one debt I signed up for or in fact even tried. They are not only keeping the portion they said was their portion after doing nothing, but also the portion they were suppose to give to the bank as part of the negotiation.

  3. It is the worst way of getting out of debt. There’s no upfront fees but before they start to start their services, you have to at least have earned $1500 as the retaining fees which was not discussed before you sign the contract. So I cancelled my contract because the creditors are still harrassing me. I wasted almost a year for paying them for nothing. So I dont recommend for people to sign up for Fast Track Debt Relief.

  4. Fast Track did nothing to help me. I also spoke with Trish, she was rude and made no apologies for ripping me off. I paid them over $2000 before I pulled the plug. She actually tried to bully me to stay with the program. Telling me that I couldn’t fix things myself and that I would have to file bankruptcy. DO NOT GIVE THESE PEOPLE ANY OF YOUR MONEY! When I told them I wanted a refund I got a total of $78, and that was all I got even after I called them and blasted them. They are a bunch of crooks. Take care of your debt yourself, contact your credit card companies and tell them what your situation is, they want their money and if they know you are trying to do right by them usually they will work with you.

  5. Do not go with FAST TRACK.  First, they do not settle your specific credit card until you have reached $1000 in your “account” with them.  It’s not until that time that they start negotiating with yor cc company.  They will tell you “most people get out in 26 months” which is absolutely WRONG.  Basically you will be paying more than what you already owe your creditors.  Call your creditors individually and settle with them one on one. Oh and close your checking account if that is where FAST TRACK is taking your monthly payment.
    I liken my experience with them the same as dealing with car salesman if that tells you anything.


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