I filed chapter 13 1 year ago. During the initial counsult with my attorney I informed him that my income looked high because of the overtime I had been working. I also told him that I can’t count on the overtime being there. So off we go into a payment plan based on my income including the tons of overtime I was previously getting. No the overtime isn’t there like it used to be and I am now getting behind on other monthly payments but the chapter 13 gets paid through an alottment. Also can I convert to a Chapter 7 ??? What is the time period for doing so????
The chapter 13 gets paid right out of my paycheck and I have hardly no money left over to live on??? Talked to my attorney 1 week ago with no response??? What can I do. I’m sinking further down the hole
Just keep nagging your bankruptcy attorney for a payment modification. This is a fairly common process and with documentation the bankruptcy trustee will probably accept the modification.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.