Yesterday a Creditor Put a Hold on My Checking Account. – Steve

“Dear Steve,

Your story was so identifiable for me. My own business started off very well, and I thought it would be that way for a long time. But things started to get shakey, and revenue declined. When the wheels really started to come off, I resorted to credit cards to finance the business, and household expenses, as that “one big sale” was almost done. Borrowing money from a friend to pay down card debt was “prudent” because the sale was done! It never happened.

By the grace of God, at age 60, I managed to get “the perfect job” at a moderate salary which covered living expenses, but could not address the debt. Collection calls and unopened mail were both ignored and the norm, while hoping my wife photo business would address the shortfall. It has not, and yesterday, a creditor put a hold on my bank acc’t.

I’m so lost, a bit fearful, and ashamed I’m in this situation… what do I do next?


Dear Steve,

Yes, your story sounds painfully similar.

If things have reached the point of a levy then you’ve already been sued by at least one creditor. If you want to stop the account levy and lawsuits you need to click here to find a local bankruptcy attorney.

At this point the only legal power you have to take control is going to be bankruptcy. Take advantage of your rights under the law and go see a bankruptcy attorney, right away.

Please update me on your progress by

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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