Ask The Get Out of Debt Experts Social Security / SSDI Student Loans

Can My Social Security Check be Garnished for Student Loan Payments? – Sherry

“Dear Steve,

I am 70 years old and live on Social Security. I have a small student loan that is very difficult if even possible to make.

Can my Social Security Check be attached for the payments?


Dear Sherry,

If it is a government backed student loan then yes, your social security check can be garnished.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

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Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • Thank you for answering my question. It gave me another area to research. Here is more information and I would appreciate a reply asap. The student loan is through Western States LearningCorporation. It is a private nonprofit organization. It helps different organizations including government agencies. SO, The big question again is, can my SS check be garnasheed? Thank you so much. Sherry

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