I am looking for a way to reduce my interest rates on my credit cards so that I may pay the 16000 dollar debt off in a reasonable amount of time. I want to pay it but the high interests rates are not allowing me to do so. I have a great credit score and want to keep it that way. Thanks in advance for your help.
THe most logical way to do that would be to explore a fixed rate unsecured debt consolidation loan through LendingClub.com. It is a person-to-person lending network so the rates are usually lower than banks charge.
The loan will be reported to the credit bureaus so it will help to keep up your credit.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.