Rate and Review

Payment Relief Center – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

32 Comments

  • Payment Relief Center has helped me with 2 accounts and I have 2 left and I have been in the program for 1 1/2 years.  It has made me realize how to manage my money alot better and I do not want to use credit cards again.   I have 1 year left and I will be jumping when this is over.  Thanks Payment Relief Center.

  • Hello, I just want to say from experience on both CCCS and Payment relief center. 15 yrs ago my wife did CCCS and it took a touch over 5 yrs to complete the program. When we mooved to Fl. 7 yrs ago her credit was good enough to get a mortgage. Now for me when we moved here we took any job we could find and ran up some credit card bills just to servive, It doesn’t take long for them to add up. I have been with payment relief center for a year and am on my way to paying off approx 30,000 in credit. One of the cards I had for over 10yrs. and I have figured with what I paid them over those 10 years in interest if they only get half of the money I owe them they still made plenty on me and aren’t ”losing” anything. I am not saying one is better then the other but my experience with payment relief has been great. They were very clear and not pushy and they still call almost every month just to see how things are going and if I have any questions, and I personaly like that because it reminds me a payment is coming up. So the last thing I will say is these programs only work IF you change you spending habits and do not live outside your means, because 50% of the people that use these companies are people like me who have been foolish with our spending. NOT no more I will not give CC companies anymore of my hard earned money. So if you are reading this please think before you use them cards. Thanks for reading Steve

  • Hello, I just want to say from experience on both CCCS and Payment relief center. 15 yrs ago my wife did CCCS and it took a touch over 5 yrs to complete the program. When we mooved to Fl. 7 yrs ago her credit was good enough to get a mortgage. Now for me when we moved here we took any job we could find and ran up some credit card bills just to servive, It doesn’t take long for them to add up. I have been with payment relief center for a year and am on my way to paying off approx 30,000 in credit. One of the cards I had for over 10yrs. and I have figured with what I paid them over those 10 years in interest if they only get half of the money I owe them they still made plenty on me and aren’t ”losing” anything. I am not saying one is better then the other but my experience with payment relief has been great. They were very clear and not pushy and they still call almost every month just to see how things are going and if I have any questions, and I personaly like that because it reminds me a payment is coming up. So the last thing I will say is these programs only work IF you change you spending habits and do not live outside your means, because 50% of the people that use these companies are people like me who have been foolish with our spending. NOT no more I will not give CC companies anymore of my hard earned money. So if you are reading this please think before you use them cards. Thanks for reading Steve

  • This is a debt settlement company. Never work with these companies, they steal your money and make your debt situation worse by charging off accounts and waiting until legal action is taken before actually paying the debt. Paying this debt back takes YEARS, your credit card charges off in 7 months. If you are looking to settle debts, call each of your creditors one by one, they will settle with you at no additional costs. But remember, settling credit card debt is bad for your credit, it shows that you didn’t pay back what you owe and it will stay on your credit for 7-10 years, which in turn, will make it harder to borrow debt down the road, and in the long run, more expensive for you with higher APRs. The BEST thing you can do or restore your credit and avoid legal actions with creditors is to contact a Debt Management Company. They work 5 year financial hardship programs, that lower minimum payments and APRs on credit cards to payment you can afford (all of these are key words when deciding who is good and who is bad). Contrary to what Rodney has to say – Debt Management Companies are actually good companies to work with. You will pay back every cent you owe over 5 years, the accounts are closed, and will remain closed (but remember, if you are 60 days past due, most likely the account has already been blocked by the institution), so it will make no difference on your credit report. And to comment on what Rodney has said, it makes no sense to me how paying back all of your debt is bad for your credit? Does this really make sense to you? Not to me and it shouldn’t to you either. And in no way is a Debt Management program any relation to Bankruptcy…..come on people – paying back your debt or not paying back your debt?? Just please think before you act, and don’t believe silly comments like Rodney up there. Debt Management companies to look into, Money Management International, CCCS, Novadebt, and Greenpath are some to research. Please be careful of companies like Payment Relief Center, DO YOUR RESEARCH. I talk with people every day who have been sucked into the scams of Debt Settlement Agencies like the Payment Relief Center….don’t get sucked in to. Do your research – Always remember, If it sounds too good to be true…..it’s too good to be true. The best thing you can do for yourself is call your creditors, they have options for you that best fit your situation.

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