“Dear Steve,
I have cerdit card debt of $150,000 with my spouse that was used to pay my mortgage and other expenses. My 2 sons (22, 24) who are still in college have dependent cards, and I was wondering if I were to file bankrupty will the card company goes after them?
John”
Dear John,
To be safe, tell your kids to destroy those cards and not use them anymore, at all.
As long as they are only authorized users they would have no responsibility for the debt. Congratulations, it’s all yours.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
Big Hug! 
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