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My Son Has Asperger’s and Student Loans. – Michele

“Dear Steve,

My son graduated College in 1998 with a BS is Computer Science. His father and I paid of $40.000 in parent loans leaving our son with a $20,000 loan. He has tried for years to get a job, but unfortunalty we discovered he has Aspergus. After going the disabilty qualifications he now receives disability payments per month. Unfortunatly he doesn’t make enough to meet basic needs and pay on loan. It’s been indeferrment for 12 years. Of course the amount has rising a lot. He is so worried, but does not have the money to pay it back. It’s depressing enough to go to college, graduate, but not be able to get a job, but then to have the pressure that he will never be able to pay this back is effecting him.

Will there ever come a time when this loan will go away? He would prefer to work, but no one will hire him.


Dear Michele,

The loan will never go away on its own. If it is a government backed loan he could have his disability benefits garnished in the future for repayment if you don’t to something to intervene.

Hopefully this is a government loan though. If it is he may be eligible for a discharge and you can find details on that option here.

If it is a private student loan, I have no good news.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Bryan

    Be nice to be able to convince Sallie Mae & the other debt collectors of that though. :-(

  • Bryan

    This could have been written by my mother… I’m in the same boat, though I FINALLY (after 10 years) got a job as a bottom-of-the-ladder Correctional Officer. It will never pay both my living expenses and my Student Loan though.

    • Steve Rhode

      The good thing about starting at the bottom is the only path is up.



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