Ask The Get Out of Debt Experts Credit Report / Credit Score

My Husband Died and I’m Afraid to Look at My Credit Report. – Faye

“Dear Steve,

In ’03 I moved 1100 miles from home with my husband.He got a job right away. 30 days later we found out he had brain cancer. He passed in ’05. I am in bad health but was denied disability until I turned 60. I am on widow’s benefits now. Neither of us could work while this was going on so we fell behind on our debts in ’03. I moved and have not heard from any of our creditors.

I am now living with my boyfriend who wants to buy a house together. His credit is good but don’t know what all is on mine. I am afraid to check it and open all of it back up again. Should I?

Should I do a check on my credit or not?


Dear Faye,

That was quite a troubled time. I’m sorry you had that experience.

As far as the credit report goes, it is what it is. You not looking at it does not change what it says.

It would be important for you to look at your consolidated credit report and see what the three credit bureaus are saying about you. What you will probably find are some old collection accounts and maybe a lawsuit over the old debt.

But if you are now ready to move forward with your life and get your credit back into shape then I suggest you follow my advice in this past article.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

READ  My Past Credit is Dragging Down My Credit Score. I Want to Buy a House.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Leave a Comment

Scroll to Top