My crazy bipolar husband beat me up and left me with a broken leg and 78,000.00 in unsecured debt. I make 70,000.00 a year and am able to make my mortgage payment (I have 30,000.00 in equity) and student loan. However, with his loss of income, I can no longer make the 3,000.00 a month credit card payments. I have looked in Franklin Debt Relief but they seem a little too good to be true. I have also looked into In Debt Solutions but they may not give me the relief I need. Bancruptcy does not sound good at all. I’d love to all these debts off but don’t want to put my money into any scam situation.
Separation has left me with 78,000.00 unsecured debt. Options are:
- Franklin Debt Relief – that will damage my credit and I will have to stay in a house that is too large for me
- In Debt Solutions – may not give me enough relief but will be less damaging than Franklin and I can sell my house
- Bancruptcy – 🙁
Which option is best?
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If you have not read it, here is my review of the Franklin Debt Relief site.
Why not sell the house and use what equity you can get to settle your most pressing debts and then make payment arrangements for the rest. With the cash in hand you should be able to get very favorable debt settlement fees from a few companies.
I would suggest you contact
This approach lets you downsize your living expenses, make the best use of cash to eliminate your debt and potentially avoid bankruptcy.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.Big Hug!
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