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Would a Cosigned PHEAA Student Loan Be Forgiven By Disability? – Ron

“Dear Steve,

Is the cosigner responsible for pheaa students loans if death or disability of the student occurs?


Dear Ron,

Ultimately you’d have to look at the actual loan document. But since the cosigner is guaranteeing to repay the loan if the student did not I would have to imagine that if money was lent, the cosigner would have to repay it.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Lonewolf92861

    Can I be forgiven for student loans that i co-signed for my daughter how is not paying on these loans. I am permanently disabled and recieved a kidney transplant. I have also high blood pressure and five heart stents in my heart.

    • Steve Rhode

      If you are permanently disabled you may be able to eliminate your shared liability for the loans but not the underlying loans themselves. See the TPD Process documentation.

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