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The Utility Company Says They Will Garnish My Husband’s Wages. – Dawn

“Dear Steve,

Back in 1996-1998 my inlaws rented a house and apparently they put the utilities in my husband’s name. Today we received a letter in the mail from the sheriff’s department saying they are going to garnish my husband’s wages from a case they started in 2003 in which we owe them almost $9000.00 dollars. Can they do this without taking my husband to court? And is there any statue of limitations on this in the state of NY? We have 3 children and mostly live paycheck to paycheck so this will be a BIG setback for our family. Thanks for any help you can give me.

Is my husband responsible for a debt from 12 years ago we are just finding out about?


Dear Dawn,

It may be that your husband was served at the rental house address if that’s what he provided to the utility companies. Get a local lawyer to look this situation over. He might be able to get out of it but it will be a technical issue.

If you look up ‘legal aid’ in your area on the web you might be able to find some free legal help nearby.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

See also  I Noticed My Paychecks Were Short. I've Been Wage Garnished for a Student Loan. - Becca

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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