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Can My Wife Get Out of Her Legal Helpers Debt Settlement Contract? – Jim

“Dear Steve,

Ex wife has $18,000 in credit card debt and entered into a contract with Legal Helpers on 7/31. I believe she could try on her own to settle this debt. as she has not defaulted yet and is current on her bill. They want a $500 dollar retainer up front and $2500 over the next 30 months or so with a guarantee that they won’t collect more fees if the payoff is more that 65%. This is only a $3300 reduction after figuring the fees with $500 up front that she hasn’t got right now.

Can she change her mind and get out of her contract? Is there a grace period to change her mind in this type of a contract?


Dear Jim,

She could get out of her contract and could try to get a refund of the deposit. Heck, even if she lost her deposit, getting out of an agreement for debt settlement services might be the least expensive route.

You might want to review my process on How to Get Out of a Debt Settlement Program and Get a Big Refund.

If she wanted to try to do it by herself you might want to contact Damon Day for guidance. His fee is a fraction of what you already paid. Otherwise, look at some of the other self-help information on the web for assistance.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


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