Recently I noticed my pay checks was short by several hundred dollars each pay period. After talking to payroll I was told and then saw I was being garnished for repayment of a student loan. I have never recieved ANY paperwork either from the DE or my employer. When I have asked my employer for more information they give me a 1800 number for loan repayment. They have taken nearly 2000 dollars from me and withheld my entire federal income tax for a loan that was only 7000.
I live in Colorado and would like to know if it is legal for my employer and/or the Department of education to garnish 15% without notification to me first?
Did you call the number and inquire about the garnishment? It sounds like you did owe a student loan and they do have the ability to garnish your wages without first taking you to court.
See My Wages Were Garnished for a Student Loan Without Taking Me to Court. – Pamela for details on this.
At the very least you should have been notified in advance of the garnishment. I wonder if they have an old address for you on file and sent the notice there?