My fiance and I are in risk of losing our home and possibly our car. Last February my fiance lost his job and we fell behind. He started working in April but we were so far behind we couldn’t catch up. Now I am out of a job and we are about to lose everything. Both of our credits are horrible because we used credit cards trying to catch up. Our bank accounts are at zero and bills are coming up. We can’t pay our gas or electric bills. Our landlords are very understanding but still want their money. Our parents cannot help because they themselves live on tight budgets. I don’t know what to do.. I have applied to many many places but can’t get a job. Please help with any suggestions. I feel like the only way out is a miracle!
I don’t really know my exact question. We have collectors calling constantly. What should I tell them? How can we start digging our way out of this hole that has swallowed us?
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