Unemployed sales rep, back in school for RN. 25K in cc debt and trying to decide if I should file Ch 7. I will be in school for another 2.5 years.
Should I file or just quit paying the 25K in cc debt. I have been told by friends to just stop paying them and change my phone number. Also, that if the sue me they will usually not show up to court. I recently lost my job, but even then with steady income I could not make my minimums. Is it better just to go a head and rebuild my credit and how hard it that?
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