Reader Questions

Bank of America and My Mortgage Modification. – Maria

I like everyone else was laid off Jan 2009. Have been jumping through hoops to try and get a modification, in the mean time BOA put me on a partial payment plan that has put me 5 mos behind on my mortgage. I stopped that and went back to full paments Jan of 2010. My loan Sept 22 was placed with an underwriter, only to be assigned to another today when I called in?!

What are my options, I am employed again, and like I mentioned making full payments. I would love to reduce my payments, however I would be fine with just adding the 5 mos to the end of my mortgage to be done with this situation. I am afraid BOA will NEVER come to resolution and I will incur more fees each month. I just want to put an end to this mess so I can sleep at night.

Maria




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Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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