I like everyone else was laid off Jan 2009. Have been jumping through hoops to try and get a modification, in the mean time BOA put me on a partial payment plan that has put me 5 mos behind on my mortgage. I stopped that and went back to full paments Jan of 2010. My loan Sept 22 was placed with an underwriter, only to be assigned to another today when I called in?!
What are my options, I am employed again, and like I mentioned making full payments. I would love to reduce my payments, however I would be fine with just adding the 5 mos to the end of my mortgage to be done with this situation. I am afraid BOA will NEVER come to resolution and I will incur more fees each month. I just want to put an end to this mess so I can sleep at night.
This reader question was submitted for site members to answer.
This is your chance to be a hero and help out this person by providing your feedback and answer to the question. Post your response in the comments section below.
If you have a credit or debt question you’d like to ask just use the online form.