Reader Questions

Bank of America and My Mortgage Modification. – Maria

I like everyone else was laid off Jan 2009. Have been jumping through hoops to try and get a modification, in the mean time BOA put me on a partial payment plan that has put me 5 mos behind on my mortgage. I stopped that and went back to full paments Jan of 2010. My loan Sept 22 was placed with an underwriter, only to be assigned to another today when I called in?!

What are my options, I am employed again, and like I mentioned making full payments. I would love to reduce my payments, however I would be fine with just adding the 5 mos to the end of my mortgage to be done with this situation. I am afraid BOA will NEVER come to resolution and I will incur more fees each month. I just want to put an end to this mess so I can sleep at night.


This reader question was submitted for site members to answer.

This is your chance to be a hero and help out this person by providing your feedback and answer to the question. Post your response in the comments section below.

If you have a credit or debt question you’d like to ask just use the online form.

READ  I Have Stress and Cancer. I'm Also Struggling to Get Out From My Wells Fargo Mortgage. - Tarah

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Share a Comment / Leave a Reply

Scroll to Top